Money & Banking in Chinese
50 essential words with English translations and example sentences.
钱
qián
Money
I don't have much money.
银行
yínháng
Bank
I'm going to the bank to withdraw money.
账户
zhànghù
Account
Please open a new account.
存款
cúnkuǎn
Deposit
I deposit five hundred yuan every month.
取款
qǔkuǎn
Withdrawal
I want to withdraw one thousand yuan.
余额
yúé
Balance
What is my account balance?
利息
lìxī
Interest
The interest on this account is high.
贷款
dàikuǎn
Loan
I applied for a loan.
卡
kǎ
Card
Do you have a bank card?
信用卡
xìnyòngkǎ
Credit card
I pay by credit card.
借记卡
jièjìkǎ
Debit card
This is my debit card.
转账
zhuǎnzhàng
Transfer
I want to make a transfer to you.
汇率
huìlǜ
Exchange rate
What is the exchange rate today?
费用
fèiyòng
Fees
Are there any fees for this service?
发票
fāpiào
Invoice
Please give me an invoice.
收据
shōujù
Receipt
I need a receipt.
预算
yùsuàn
Budget
We need to draw up a budget.
支出
zhīchū
Expense
My expenses are too high.
收入
shōurù
Income
My monthly income is five thousand yuan.
工资
gōngzī
Salary
I get my salary tomorrow.
奖金
jiǎngjīn
Bonus
I received a year-end bonus.
税
shuì
Tax
I need to pay taxes.
保险
bǎoxiǎn
Insurance
Do you have insurance?
投资
tóuzī
Investment
I want to invest in stocks.
股票
gǔpiào
Stock / Share
I bought some stocks.
债券
zhàiquàn
Bond
Government bonds are safe.
基金
jījīn
Fund
I invested in a fund.
现金
xiànjīn
Cash
Do you have cash?
硬币
yìngyìbì
Coin
Give me some coins.
纸币
zhǐbì
Bill / Banknote
I have a hundred-yuan bill.
支票
zhīpiào
Check / Cheque
I pay by check.
密码
mìmǎ
PIN / Password
Enter your PIN.
验证
yànzhèng
Verification
Identity verification is required.
签名
qiānmíng
Signature
Please sign here.
身份证
shēnfènzhèng
ID card
Please show your ID card.
利率
lìlǜ
Interest rate
What is the interest rate on this loan?
月利率
yuèlìlǜ
Monthly rate
The monthly rate is one percent.
年利率
niánlìlǜ
Annual rate
The annual rate is five percent.
债务
zhàiwù
Debt
I have a lot of debt.
利息支付
lìxī zhīfù
Interest payment
I need to pay the interest.
分期付款
fēnqī fùkuǎn
Installment payment
You can pay in installments.
首付
shǒufù
Down payment
How much is the down payment?
抵押
dǐyā
Mortgage
I applied for a home mortgage.
利息税
lìxī shuì
Interest tax
The interest tax is high.
破产
pòchǎn
Bankruptcy
This company is close to bankruptcy.
理财
lǐcái
Financial management
I need to do some financial planning.
收费
shōufeì
Pricing
The price of this service is reasonable.
利润
lìrùn
Profit
This business has high profits.
亏损
kuīsǔn
Loss
The company posted a loss this year.
透支
tòuzhī
Overdraft / To overdraw
My account is overdrawn by five hundred yuan.
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